EU AI Act High-Risk Classifier

Is My AI System High-Risk Under the EU AI Act?

A three-question editorial classifier based on Annex III of Regulation (EU) 2024/1689

1 Is your AI system used in any of these areas? (Select all that apply)

Recruitment, hiring, or worker management

CV screening, applicant ranking, performance monitoring, work allocation

Credit scoring or financial creditworthiness

Loan decisions, credit limits, default scoring

Insurance underwriting or pricing (life and health)

Risk classification, premium calculation for life, health, or similar lines

Education access or evaluation of students

Admission decisions, automated grading, learning path assignment

Essential services

Healthcare access, social benefits eligibility, emergency dispatch routing

Law enforcement or migration

Policing, border management, visa and asylum decisions

Administration of justice or democratic processes

Court assistance, election-related systems, political advertising

Critical infrastructure

Energy grids, transport networks, water or waste management

None of the above

2 What does your AI system do in that area?

Makes a final decision affecting a person

The system output directly determines an outcome with no human review step

Provides a recommendation that a human acts on

A person reviews and typically follows the system output

Provides analysis or detection only

Outputs are informational; decisions are made independently

Sorts or filters information without producing a decision

Ranking or triage functions; no individual-level determination

3 Is your AI system covered by another EU regulatory framework requiring third-party conformity assessment?

Yes

For example: medical device under MDR/IVDR, vehicle under type-approval, civil aviation safety component, or machinery under the Machinery Regulation

The system is not subject to another EU framework with third-party conformity assessment

Unsure

This is an editorial classification tool, not legal advice. Final classification depends on the specific deployment context, the system's technical design, and how national supervisors implement the Annex III provisions. Editorial reference: agentliability.eu/articles/eu-ai-act-operator-obligations-2026-compliance-guide.html

Start again

Agent Liability EU is a platform initiative published by Future Proof Intelligence. It is not a licensed insurance provider, a government body, or an official EU registry. Content on this site is provided for informational and educational purposes only and does not constitute legal, financial, or regulatory advice. Readers should consult qualified professionals before making compliance or coverage decisions.